The Nebraska Collectors Association said Monday that unscrupulous parties using the guise of debt collection to scam the unsuspecting by phone should face the full sanction of the law.
“Unscrupulous scams hurt Nebraska consumers and unnecessarily impede legitimate debt collection efforts,” said Nebraska Collectors Association spokesman Mark Schiffman. “The recovery of consumer debt is vitally important to our local, state and national economies. Those who purposely violate the law to exploit Nebraska consumers should be held fully accountable for their actions.”
The group said federal and state laws govern legitimate debt collectors, who can usually be discerned by their behavior. The collectors said legal debt collection calls generally occur after 8 a.m and before 9 p.m. Legitimate collectors don't call people at work if they have been told not to, the group said, and can't threaten to file a lawsuit if they don't intend to do so.
“Nebraska consumers should also take great care when giving out personal information including a credit card, bank account or Social Security number until certain of the authenticity of the other party,” the Nebraska Collectors Association said.